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February 2018

February 2018 Submitted by Southwest Investment Advisors on February 6th, 2018 Last week the Dow Jones Industrial Average interrupted its strong run, and thus far is within the fluctuation realm when considered on a percentage basis.  The size of the numbers makes the decline seem far more dramatic than it really is.  Many of the […]

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January 18, 2018

January 18, 2018 Submitted by Southwest Investment Advisors on January 18th, 2018 We hope this letter finds you well.  The transition from NPC to LPL has been a bit bumpy to say the least.  There were some technical glitches in moving everything over, which caused significant delay.  We are aware that, for some accounts, all […]

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January 1, 2018

January 1, 2018 Submitted by Southwest Investment Advisors on December 29th, 2017 Happy New Year!  2017 was an impressive year for investors both foreign and domestic. We are optimistic that 2018 will be prosperous as well.  Our economy is growing, unemployment is low, and we expect additional growth as wages and Gross Domestic Product (GDP) […]

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Required Minimum Distributions (RMD)s Explained

Required Minimum Distributions (RMD)s Explained Uniform Distribution Table   Source: IRS, Publication 590-B Appendix B, Table III (2017)   RMDs 1.For calculation purposes, the new IRS Uniform Distribution Table assumes a life expectancy based on the owner’s age and an assumed beneficiary who is 10 years younger. It usually doesn’t matter if there is a […]

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Rule of 72

Rule of 72 Submitted by Southwest Investment Advisors on November 18th, 2014 How long does it take to double your money? It depends on the growth rate. The Rule of 72 is a simple math formula to determine the number of years it would take for a sum of money to double. Simply divide an […]

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Bond Ladder

Bond Ladder Submitted by Southwest Investment Advisors on November 18th, 2014 A Time-Tested Investment Strategy Geared For Increased Predictability, Control and Performance.     How A Bond Ladder Works   A bond ladder is a strategy for managing fixed-income investments, such as certificate of deposits (CDs, U.S. Treasury notes and bonds, municipal bonds, corporate bonds […]

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A Trust Primer

A Trust Primer Submitted by Southwest Investment Advisors on November 18th, 2014 Estate planning often can involve the creation of a trust – a legal entity created to hold assets for the benefit of certain persons or entities. Trusts are managed by trustees who often hold title on behalf of the trust. The terms trustors, […]

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Types of Life Insurance

Types of Life Insurance Submitted by Southwest Investment Advisors on November 18th, 2014 What You Need to Know About Life Insurance     If you’re considering buying life insurance, generally speaking there are three types. Term insurance gives plain vanilla protection at a low cost. Whole life has a savings component. Return of premium is […]

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Bond Prices Explained

Bond Prices Explained Submitted by Southwest Investment Advisors on November 18th, 2014 Bonds offer income and preservation of value on maturity. Between when a bond is issued and when the bond matures the market value of that bond will fluctuate daily. Why? Because interest rates fluctuate every day. An easy way to remember this is to […]

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